Insuring Your Vehicle

STEP 1: CHOOSE OF 1 of 5 SCENARIOS BELOW

Scenario 1: You have chosen to drive a 2009 BMW Convertible, however it is not fully paid off. You are parked in the student parking lot, while a thunderstorm rolled through town. Lightning struck a tree and fell on your convertible.

Scenario 2: You pull up to a traffic light in your parents' 1999 minivan front of school (You have just received your GDL). The light turns green, and before you can accelerate, you are rear ended.

Scenario 3: You are driving in the winter on the way to school with a friend in the car. You hit an ice patch and the car does a 180, facing the opposite direction. A car hits you head on going 40 mph. Your passenger is seriously injured.

Scenario 4: You are getting ready for school. You walk outside to get in your car... and it's stolen!

Scenario 5: You are at a school baseball game. A homerun is hit, and so is car. There is a big baseball dent on the hood of your car. You went to move your car, and it will not start. 

STEP 2: WHAT TYPE OF INSURANCE(S) IS NEEDED FOR YOUR SCENARIO?

Work within your group to decide what type of insurance(s) will be needed. Use the following websites or books to assist you in your search:

New Jersey Driving Manual 

 http://www.carinsurance.com/CoverageDefinitions.aspx

http://www.safecarguide.com/gui/ins/insurancetypes.htm

STEP 3: CONSTRUCT A POSTERBOARD

Now that you have determined the insurance(s) that you would need for your scenario, construct a posterboard depicting your group's scenario findings.

The posterboard should include pictures, statistics, and information about your type of insurance.

STEP 4: PRESENT

Present your poster to the class. As a group, each student should mention one fact the group found.